General Awareness Questions, asked in the IBPS RRB Assistants Exam held on 29th Sept, 2013

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35 General Awareness Questions, asked in the IBPS RRB Assistants Exam held on 29th Sept, 2013 (Morning-Shift)
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1. Who is the present Vice President of India? – Hamid Ansari
2. Who is the head of Planning Commission of India? – Prime Minister
3. Abhinav Bindra related to which sport? – Shooting
4. Marry Com related to which sport? – Boxing
5. Who is the of Mid Night Children?
6. Who is the Author of Devdas? – Sarat Chandra Chattopadhyay
7. The Next Summer Olympic in 2016 will be hosted by?- Brazil
8. What is the capital of Andaman Nicobar Island? – Port Blair
9. Winner of Oscar 2013 Best Actor? – Danial Day-Lewis
10. 60th national highest award winning movie
11. Where is the head-office of International Civil Aviation Organization located? – Montreal, Quebec, Canada
12. Who is the president of Afghanistan? -Hamid Karzai
13. 18th SAARC Summit will be at – Kathmandu, Nepal
14. Who is the present Union Home Minister – Sushil Kumar Sinde
15. What is the capital of Mauritius? – Port Louis
16. Who is the speaker of lok sabha – Mira Kumari
17. Chief Naval Staff of India – Admiral Devendra Kumar Joshi
18. Liender Pase is related to – Tennis
19. What is Currency of South Korea -Won/ South Korean won
20. UN day celebrated on – October 24
21. Full form of MGNREGA – Mahatma Gandhi National Rural Employment Gurantee Act
22. Full form of UNCTAD – United Nations Conference on Trade and Development
23. Dronacharya award se related
24. Dhyanchand award 4 atheletics
25. How many countries in ASEAN? – 10 Members, 2 Observers
26. Tehri dam, the highest dam in India and one of the tallest in the world, built on which river? – Bhagirathi River in Uttarakhand.
27. What is the name of Bangladesh Parliament? – Jatiyo Shongshod
28. full form C.I.S ( ITS A ORGANISTAION )
29. Triple jumper player RANJEET maheswari famous recently why ?
30. Yelena isinbayeva famous athletics player of which country? Russia
31. Who reach in semifinal in world badminton championship 2013 from India? – PV Sindhu
32. Where is Sanchi temple ? – Madhya Pradesh
33. Who is chief of Parliament Standing Committee?
34.tihari dam on which river?
35. Goods and service Tax ki committee ka head

General Awareness Answers of IBPS RRB Assistants Exam hel on 29th Sept, 2013 (Morning-Shift)

All 40 General Awareness Questions, asked in the IBPS RRB Assistants Exam hel on 29th Sept, 2013 (Morning-Shift)
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1. Human Rights day – Dec10
2. Dronacharya Award For Boxing 2013 – Mahavir Singh
3. Chief Justice – P Sathasivam
4. Wimbledon 2013 Men’s Singles winner – Andy Murray
5. Barkeswar Thermal Project in – West Bengal
6. Opposition Leader in Rajya Sabha - Arun Jaitly
7. Chief of Air Staff- AK BROWNE
8. UNICEF Abbreviation – United National Children’s Fund
9. Minister of Petrolium & Natural gas – Veerappa Moily
10. President of Bangladesh – Abdul Hamid
11. Kohima is the Capital of – Nagaland
12. Export finance institution established to enhance the exports – ECGC
13. Whole some entertainment movie 2012 in national awards – Vicky Donar
14. Nagarjuna sagar dam in which river – Krishna
15. Abbreviation of ASEAN – Association of southeast asian nations
16. Headquarters of IMF – Washington DC
17. Viswanadan Anand associated with – Chess
18. Credit linked subsidy program – Prime Minister Employment Generation Programme
19. ‘Harry Potter and Goblet of Fire’ Book Written by – JK Rowling
20. Manmohan Singh is MP of Rajya sabha From – ASSAM
21. Brent Prices are Quoted for – Crude Oil
22. Portugal Capital – Lisbon
23. Korak Sun Temple in Which State – Orissa
24. Lender of Last Resort – RBI
25. Rajiv Khel Ratna RAJAN SINGH SODHI associated with – Shooting
26. Country Joined in EU on 1st July 2013 is – Croatia
27. Uain Bolt is from Which Country – Jamica
28. In IBL , in a total of 6 teams one is Delhi , two from the following are – PUNE and Bangalore
29. Oscar 2013 best film is - ARGO
30. Belgium Currency – EURO
31. GDP Per captia is Calculated by Dividing GDP with – Citizens of the Coutry ( Answers are Similar)
32. Bharth Nirman asscociated with 6 objectives 5 are given find the 6th One
33. Russia President- PUTHIN
34. % of PWD Beneficiaries of National Rural Livelihood Mission – 3%
35. GODAN novel written by PREMCHAND
36. Sushil Kumar Solanki Related to – Wrestling
37. Argentina’s Assembly is known as – National Congress
38. Dun & Bradstreet Award2013 to the Private bank – HDFC
39. 2009 Loksabha Election Number – 15th
40. Which river Originating From Manasarovar - Brahmaputra

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World Health Organization (WHO)

The World Health Organization (WHO) is a specialized agency of the United Nations (UN) that is concerned with international public health. It was established on 7 April 1948, with its headquarters in Geneva, Switzerland. WHO is a member of the United Nations Development Group. Its predecessor, the Health Organization, was an agency of the League of Nations.
The constitution of the World Health Organization had been signed by all 61 countries of the United Nations by 22 July 1946, with the first meeting of the World Health Assembly finishing on 24 July 1948. It incorporated the Office International d'Hygiène Publique and the League of Nations Health Organization. Since its creation, it has been responsible for playing a leading role in the eradication of smallpox. Its current priorities include communicable diseases, in particular, HIV/AIDS, malaria and tuberculosis; the mitigation of the effects of non-communicable diseases; sexual and reproductive health, development, and aging; nutrition, food security and healthy eating; occupational health; substance abuse; and drive the development of reporting, publications, and networking. WHO is responsible for the World Health Report, a leading international publication on health, the worldwide World Health Survey, and World Health Day (7th-April of every Year).
Its links with the International Atomic Energy Agency and distribution of contraception have both proved controversial, as have guidelines on healthy eating and the 2009 flu pandemic.

WHAT IS UNESCO

United Nations Educational, Scientific and Cultural Organization
Org type	Specialized agency
Head	Irina Bokova Director-General of UNESCO
Established	16 November 1945[1]
Headquarters	Paris, France
Website	www.unesco.org

The United Nations Educational, Scientific and Cultural Organization is a specialized agency of the United Nations (UN).

• Its purpose is to contribute to peace and security by promoting international collaboration through education, science, and culture in order to further universal respect for justice, the rule of law, and human rights along with fundamental freedom proclaimed in the UN Charter.^[1] It is the heir of the League of Nations' International Commission on Intellectual Cooperation.

• UNESCO has 195 member States(it recently added Palestine in November 2011) and eight Associate Members.

• Most of the field offices are "cluster" offices covering three or more countries; there are also national and regional offices.

• UNESCO pursue its objectives through five major programs: 

1. education,
2.  natural sciences, 
3. social and  human sciences, 
4. culture, and 
5. communication and information.

Projects sponsored by UNESCO include literacy, technical, and teacher-training programmes; international science programmes; the promotion of independent media and freedom of the press; regional and cultural history projects; the promotion of cultural diversity; translations of world literature; international cooperation agreements to secure the world cultural and natural heritage (World Heritage Sites) and to preserve human rights, and attempts to bridge the worldwide digital divide. It is also a member of the United Nations Development Group.
UNESCO’s aim is "to contribute to the building of peace, the eradication of poverty, sustainable development and intercultural dialogue through education, the sciences, culture, communication and information".
Other priorities of the Organization include attaining quality education for all and lifelong learning, addressing emerging social and ethical challenges, fostering cultural diversity, a culture of peace and building inclusive knowledge societies through information and communication.
The broad goals and concrete objectives of the international community — as set out in the internationally agreed development goals, including the Millennium Development Goals (MDG) — underpin all UNESCO’s strategies and activities.

Organizations and their Headquarters

>> Organizations and their Headquarters <<<
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1. UNO - New York
2. UNICEF - New York
3. UNESCO - Paris
4. UNIDO - Vienna
5. WHO - Geneva
6. UNFPA - New York
7. ILO - Geneva
8. IMF - Washington DC
9. WTO - Geneva
10. International Court Of Justice -The Hague 11. International Atomic Energy Agency - Vienna
12. World Bank - Washington D.C.
13. International Committee of theRed Cross - Geneva
14. International Maritime Organisation - London
15. Universal Postal Union - Berne
16. Food and Agricultural Organisation - Rome
17. WorldMeteorological Organisation - Geneva
18. SAARC - Kathmandu
19. Amnesty International - London
20. Transparency International - Berlin
21. World Intellectual Property Organization - Geneva
22. International Renewable Energy Agency - Abu Dhabi (UAE)
(Interim HQs)
23. Commonwealth of Nations -London...



>>> VARIOUS FOUNDERS <<<
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01: Five Years Plans of India – Jawaharlal Nehru
02: Ramakrishna Mission – Swami Vivekananda
03: Bhoodan Movement – AcharyaVinoba Bhave
04: Alighar Muslim University – SirSyed Ahmed Khan
05: Kinter Garten – Frobel
06: SNDP – Sree Narayana Guru
07: NSS – Mannathu Padmanabhan
08: Advaita Philosophy – Sree Sankaracharya
09: Indian National Army – Subhash Chandra Bose
10: Red Cross society – Henry Dunant
11: Brahma Samaj – Raja Ram Mohan Roy
12: Arya Samaj – Swami Dayananda Saraswati
13: Servants of India society – Gopalakrishna Gokhale
14: Theosophical Society – Annie Besant
15: Home Rule League - Annie Besant
16: Scout Movement – Baden Powell

computer Keyboard Shortcuts

Keyboard Shortcuts (Microsoft Windows)
1. CTRL+C (Copy)
2. CTRL+X (Cut)
... 3. CTRL+V (Paste)
4. CTRL+Z (Undo)
5. DELETE (Delete)
6. SHIFT+DELETE (Delete the selected item permanently without placing the item in the Recycle Bin)
7. CTRL while dragging an item (Copy the selected item)
8. CTRL+SHIFT while dragging an item (Create a shortcut to the selected item)
9. F2 key (Rename the selected item)
10. CTRL+RIGHT ARROW (Move the insertion point to the beginning of the next word)
11. CTRL+LEFT ARROW (Move the insertion point to the beginning of the previous word)
12. CTRL+DOWN ARROW (Move the insertion point to the beginning of the next paragraph)
13. CTRL+UP ARROW (Move the insertion point to the beginning of the previous paragraph)
14. CTRL+SHIFT with any of the arrow keys (Highlight a block of text)
SHIFT with any of the arrow keys (Select more than one item in a window or on the desktop, or select text in a document)
15. CTRL+A (Select all)
16. F3 key (Search for a file or a folder)
17. ALT+ENTER (View the properties for the selected item)
18. ALT+F4 (Close the active item, or quit the active program)
19. ALT+ENTER (Display the properties of the selected object)
20. ALT+SPACEBAR (Open the shortcut menu for the active window)
21. CTRL+F4 (Close the active document in programs that enable you to have multiple documents opensimultaneously)
22. ALT+TAB (Switch between the open items)
23. ALT+ESC (Cycle through items in the order that they had been opened)
24. F6 key (Cycle through the screen elements in a window or on the desktop)
25. F4 key (Display the Address bar list in My Computer or Windows Explorer)
26. SHIFT+F10 (Display the shortcut menu for the selected item)
27. ALT+SPACEBAR (Display the System menu for the active window)
28. CTRL+ESC (Display the Start menu)
29. ALT+Underlined letter in a menu name (Display the corresponding menu) Underlined letter in a command name on an open menu (Perform the corresponding command)
30. F10 key (Activate the menu bar in the active program)
31. RIGHT ARROW (Open the next menu to the right, or open a submenu)
32. LEFT ARROW (Open the next menu to the left, or close a submenu)
33. F5 key (Update the active window)
34. BACKSPACE (View the folder onelevel up in My Computer or Windows Explorer)
35. ESC (Cancel the current task)
36. SHIFT when you insert a CD-ROMinto the CD-ROM drive (Prevent the CD-ROM from automatically playing)
Dialog Box - Keyboard Shortcuts
1. CTRL+TAB (Move forward through the tabs)
2. CTRL+SHIFT+TAB (Move backward through the tabs)
3. TAB (Move forward through the options)
4. SHIFT+TAB (Move backward through the options)
5. ALT+Underlined letter (Perform the corresponding command or select the corresponding option)
6. ENTER (Perform the command for the active option or button)
7. SPACEBAR (Select or clear the check box if the active option is a check box)
8. Arrow keys (Select a button if the active option is a group of option buttons)
9. F1 key (Display Help)
10. F4 key (Display the items in the active list)
11. BACKSPACE (Open a folder one level up if a folder is selected in the Save As or Open dialog box)

Microsoft Natural Keyboard Shortcuts
1. Windows Logo (Display or hide the Start menu)
2. Windows Logo+BREAK (Display the System Properties dialog box)
3. Windows Logo+D (Display the desktop)
4. Windows Logo+M (Minimize all of the windows)
5. Windows Logo+SHIFT+M (Restorethe minimized windows)
6. Windows Logo+E (Open My Computer)
7. Windows Logo+F (Search for a file or a folder)
8. CTRL+Windows Logo+F (Search for computers)
9. Windows Logo+F1 (Display Windows Help)
10. Windows Logo+ L (Lock the keyboard)
11. Windows Logo+R (Open the Run dialog box)
12. Windows Logo+U (Open Utility Manager)
13. Accessibility Keyboard Shortcuts
14. Right SHIFT for eight seconds (Switch FilterKeys either on or off)
15. Left ALT+left SHIFT+PRINT SCREEN (Switch High Contrast either on or off)
16. Left ALT+left SHIFT+NUM LOCK (Switch the MouseKeys either on or off)
17. SHIFT five times (Switch the StickyKeys either on or off)
18. NUM LOCK for five seconds (Switch the ToggleKeys either on or off)
19. Windows Logo +U (Open Utility Manager)
20. Windows Explorer Keyboard Shortcuts
21. END (Display the bottom of the active window)
22. HOME (Display the top of the active window)
23. NUM LOCK+Asterisk sign (*) (Display all of the subfolders that are under the selected folder)
24. NUM LOCK+Plus sign (+) (Display the contents of the selected folder)

MMC Console keyboard shortcuts

1. SHIFT+F10 (Display the Action shortcut menu for the selected item)
2. F1 key (Open the Help topic, if any, for the selected item)
3. F5 key (Update the content of all console windows)
4. CTRL+F10 (Maximize the active console window)
5. CTRL+F5 (Restore the active console window)
6. ALT+ENTER (Display the Properties dialog box, if any, for theselected item)
7. F2 key (Rename the selected item)
8. CTRL+F4 (Close the active console window. When a console has only one console window, this shortcut closes the console)

Remote Desktop Connection Navigation
1. CTRL+ALT+END (Open the Microsoft Windows NT Security dialog box)
2. ALT+PAGE UP (Switch between programs from left to right)
3. ALT+PAGE DOWN (Switch between programs from right to left)
4. ALT+INSERT (Cycle through the programs in most recently used order)
5. ALT+HOME (Display the Start menu)
6. CTRL+ALT+BREAK (Switch the client computer between a window and a full screen)
7. ALT+DELETE (Display the Windows menu)
8. CTRL+ALT+Minus sign (-) (Place a snapshot of the active window in the client on the Terminal server clipboard and provide the same functionality as pressing PRINT SCREEN on a local computer.)
9. CTRL+ALT+Plus sign (+) (Place asnapshot of the entire client window area on the Terminal server clipboardand provide the same functionality aspressing ALT+PRINT SCREEN on a local computer.)

Microsoft Internet Explorer Keyboard Shortcuts
1. CTRL+B (Open the Organize Favorites dialog box)
2. CTRL+E (Open the Search bar)
3. CTRL+F (Start the Find utility)
4. CTRL+H (Open the History bar)
5. CTRL+I (Open the Favorites bar)
6. CTRL+L (Open the Open dialog box)
7. CTRL+N (Start another instance of the browser with the same Web address)
8. CTRL+O (Open the Open dialog box,the same as CTRL+L)
9. CTRL+P (Open the Print dialog box)
10. CTRL+R (Update the current Web page)
11. CTRL+W (Close the current window)

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NEW APPOINTMENTS IN 2013.

1. Sujata Singh – New Foreign Sec. She succeeded Ranjan Mathai
2. Justice P Sathasivam - New CJI(40th Chief Justice of India). He Succeeded Altamas Kabir’s
3. Avinash Chander - New Defence Research and Development
Organisation (DRDO Chief) replaced V.K. Saraswat
4. Infosys appoints Narayana Murthy as Executive Chairman
5. Sunil Soni – New Director General of Bureau of Indian Standards
6. Shashi Kant Sharma - New Comptroller and Auditor General (CAG) of India, replaced Vinod Rai.
7. Kushal Singh - New Chairperson of National Commission for Protection of Child Rights (NCPCR)
8. Justice Sanjay Kishan Kaul- takes oath as new CJ of Punjab & Haryana high court
9. Sudha Sharma: New CBDT chief (Central Board of Direct Taxes). She succeeded Poonam Kishore Saxena
10. K R Kamath Re-Elected as the Chairman of Indian Banks' Association (IBA)
11. SK Roy- New Chairman of Life Insurance Corporation
12. Asian Athletics Association President's - Dahlan Jumaan Al-Hamad
13-Who is Chairperson of National Women Commission? Ans) Ms Mamta Sharma

SAARC -South Asian Association for Regional Cooperation

South Asian Association for Regional Cooperation

The South Asian Association for Regional Cooperation (SAARC) is an organisation of South Asian nations, which was established on 8 December 1985 when the government of Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan, and Sri Lanka formally adopted its charter providing for the promotion of economic and social progress, cultural development within the South Asia region and also for friendship and co-operation with other developing countries. It is dedicated to economic, technological, social, and cultural development emphasising collective self-reliance. Its seven founding members are Sri Lanka, Bhutan, India, Maldives, Nepal, Pakistan, and Bangladesh. Afghanistan joined the organisation in 2007. Meetings of heads of state are usually scheduled annually; meetings of foreign secretaries, twice annually. It is headquartered in Kathmandu, Nepal.

Objectives Of SAARC

The objectives and the aims of the Association as defined in the Charter are:

• to promote the welfare of the people of South Asia and to improve their quality of life;
• to accelerate economic growth, social progress and cultural development in the region and to provide all individuals the opportunity to live in dignity and to realise their full potential ;
• to promote and strengthen selective self-reliance among the countries of South Asia;
• to contribute to mutual trust, understanding and appreciation of one another's problems;
• to promote active collaboration and mutual assistance in the economic, social, cultural, technical and scientific fields;
• to strengthen co-operation with other developing countries;
• to strengthen co-operation among themselves in international forums on matters of common interest; and
• to co-operate with international and regional organisations with similar aims and purposes.
• to maintain peace in the region

RRB Officers Exam question answer

36 General Awareness Questions asked on 28 sep 2013 Morning Session (RRB Officers Exam)
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1. World Water Day – March 22
2. Argentina Capital - Buenos Aires
3. Australia Currency - Dollar
4. First Indian Women to get Olympic Medal – Karnam Malleshwari
5. English Vinglish Movie Director – Gauri Shinde
6. International Development Association HQ – Washington
7. Gnanpit Award Telugu Literature 2013 – Ravauri Bharadwaja
8. Pride and Prejudice Book Author – Jane Austen
9. Fiat Cars Which Country – Italy
10. Wriddhiman Saha related to – Cricket
11. Highest Literacy State (2011 Census) – Kerala
12. Abdul Rahim Rather Minister of state – Jammu & Kashmir
13. Khajuraho – Madhya Pradesh
14. Vinton Cerf – Father of Internet
15. Swaythling Cup for Men, Corbillon Cup for Women Related to Which Game – Table Tennis
16. Difference Between Repo & Reverse Repo Rate – Interest Rate Corridor
17. Annapurna Scheme – Distribution of Food Grains
18. JNNURM Started in Year – 2005
19. Current Chief Justice – Sathasivam
20. Ranbaxy related to - Pharmaceutical
21. Bulk Payments – ECS
22. A question about GDP – Measure of Total Flow of Goods & Services
23. To Classify as NPA Number of Required Days - 90 Days
24. Number of Digits in IFSC Code - 11
25. Image Based Cheque Clearing - Cheque Truncation System
26. 14th Finance commission Headed By – YV Reddy
27. CASA Ratio – Share of Current and Savings Account
28. Situation where an inflation rate is high, the economic growth rate slows down, and unemployment remains steadily high – Stagflation
29. Banks Capital Infusion – 14,000 crores by May 2014
30. Safest Form of Deposit – Fixed Deposit
31. Converting assets into marketable securities & generating cash flows – securitisation
32. If NRI wants to invest in stock exchange, which account should b opened..? – NRO Demat Account
33. Company Buying its own shares – Share Buy Back
34. Dividend Financial Ratio –
35. To improve improve condition of currency notes RBI's launched which pilot project – Plastic Currency
36. Legal term used to represent insurance before issue of Policy Document – Cover Note

 

General Awareness Questions asked on 28th Morning Session

2nd set

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1. currency of portugal - euro
2. full form of UNESCO - united nations educational, scientific and cultural organization
3. 60th film festival award - paan singh tomar
4. next cricket world cup to be held in - australia and england
5. labour and employemnet minister - sis ram ola
6. RBI governor - raghuram rajan
7. capital of egypt - Cairo
8. oscar winning actress - jennifer lawrence
9. SAARC members - 8
10. WTO headquarte - geneva
11. MGNERGA days - 150
12. schemes in bharat nirman (5 given and 6 asked) - telephone connectivity
13. one question related to NABARD
14. work of UID comes under - planning commission
15. 23 december is - kisan diwas
16. teachers day is celebrated on 5th september for - Dr. radhakrishnan
17. dronacharya award for archery - Poornima Mahato
18. best banker award for rural reach - correct J&K (i marked south indian bank)
19. one question related to Indian Badminton League team name
20. india's own aircraft carrier.
21. president of USA - barack obama
22. International labour organization head quarter - geneva
23. leader of oppostion party in lok sabha - sushma swaraj

 

 

IBPS RRB Exam Morning Sessions Questions dated 21-09-2013
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General Awareness Questions
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1. New Member of European Union ~~>Croatia

2. New Governor of Sikkim - ~~> Sriniwas Patil

3. PV sindhu related to ~~>Badminton

4. Who won the Champions Trophy 2013 ~~>India

5. Committee for NABARD ~~>Shivaraman

6. Which company installed white label ATm first in country? ~~>Tata

7. RTGS limit ~~>no limit

8. Kathakali is folk dance of -- ~~>Kerala

9. P Sathasivam is in news? ~~>CJI of
India

10. Largest producer of Rice in world? -
~~>China

11. Commercial paper is issued by -
~~>Corporate

12. What do u mean by CRR ~~> cash reserve ratio

13. Attorney general of india appointed by ~~>President of India

14. 28th member of EU ~~>croatia

15. Who is raghuram rajan ~~>RBi Governer

16. Financial task action force HQ~~>Paris

17. saarc head office ~~>Nepal

18. Who won global peace award – ~~>Nelson mandela

19. What does a banking ombudsman do

20. Nirbhaya allocation in budget ~~>1000

21. CEO of World economic forum… ~~>klaus schwab

22. Turning point authour ~~> kalam

23. Blue revolution ~~> fish

24. India to help which country in its
Elections? ~~Nepal 

gross domestic product (GDP)

The gross domestic product (GDP) is one the primary indicators used to gauge the health of a country's economy. It represents the total dollar value of all goods and services produced over a specific time period - you can think of it as the size of the economy. Usually, GDP is expressed as a comparison to the previous quarter or year. For example, if the year-to-year GDP is up 3%, this is thought to mean that the economy has grown by 3% over the last year.

Measuring GDP is complicated (which is why we leave it to the economists), but at its most basic, the calculation can be done in one of two ways: either by adding up what everyone earned in a year (income approach), or by adding up what everyone spent (expenditure method). Logically, both measures should arrive at roughly the same total.

The income approach, which is sometimes referred to as GDP(I), is calculated by adding up total compensation to employees, gross profits for incorporated and non incorporated firms, and taxes less any subsidies. The expenditure method is the more common approach and is calculated by adding total consumption, investment, government spending and net exports.

As one can imagine, economic production and growth, what GDP represents, has a large impact on nearly everyone within that economy. For example, when the economy is healthy, you will typically see low unemployment and wage increases as businesses demand labor to meet the growing economy. A significant change in GDP, whether up or down, usually has a significant effect on the stock market. It's not hard to understand why: a bad economy usually means lower profits for companies, which in turn means lower stock prices. Investors really worry about negative GDP growth, which is one of the factors economists use to determine whether an economy is in a recession.

Chairman and Managing Director of Nationalised Banks and Private Banks in India sep-2013

List of Chairman and Managing Director of Nationalised Banks and Private Banks in India updated as of September 2013-
1.Who is the present Chairman of State Bank of India?
Shri. Pratip Chaudri
2.Who is the present Chairman of State Bank of Bikaner & Jaipur?
Shri. Pratip Chaudri
3.Who is the present Managing Director of State Bank of Bikaner & Jaipur?
Shri. S Vishvanathan
4.Who is the present Chairman of State Bank of Hyderabad?
Shri. Pratip Chaudri
5.Who is the present Managing Director of State Bank of Hyderabad?
Shri. M Bhagavantha Rao
6.Who is the present Chairman of State Bank of Mysore?
Shri. Pratip Chaudri
7.Who is the present Managing Director of State Bank of Mysore?
Shri. Sharad Sharma
8.Who is the present Managing Director of State Bank of Patiala?
Shri. Achal Kumar Gupta
9.Who is the present Chairman of State Bank of Travancore?
Shri. Pratip Chaudri
10.Who is the present Managing Director of State Bank of Travancore?
Shri. P. Nanda Kumaran
11.Who is the present Managing Director of Allahabad Bank?
Smt. S.A. Panse
12.Who is the present Managing Director of Andhra Bank?
Shri. B. A. Prabhakar
13.Who is the present Managing Director of Bank of Baroda?
Shri. S.S.Mundra
14.Who is the present Managing Director of Bank of India?
Smt. Vijayalakshmi R. Iyer
15,Who is the present Managing Director of Bank of Maharashtra?
Shri. Narendra Singh
16.Who is the present Managing Director of Canara Bank?
Shri. Rajiv Kishore Dubey
17.Who is the present Managing Director of Central Bank of India?
Shri. Rajeev Rishi
18.Who is the present Managing Director of Corporation Bank?
Shri. Ajai Kumar
19.Who is the present Managing Director of Dena Bank?
Shri. Ashwani Kumar
20.Who is the present Managing Director of IDBI Bank?
Shri. Rajendra Mohan Malla
21.Who is the present Managing Director of Indian Bank?
Shri. T.M.Bhasin
22.Who is the present Managing Director of Indian Overseas Bank?
Shri. M. Narendra
23.Who is the present Managing Director of Oriental Bank of Commerce?
Shri. S. L. Bansal
24.Who is the present Managing Director of Punjab National Bank?
Shri K. R. Kamath
25.Who is the present Managing Director of Punjab and Sind Bank?
Shri. Devinder Pal Singh
26.Who is the present Managing Director of Syndicate Bank?
Shri. Madhukant Girdharilal Sanghvi
27.Who is the present Managing Director of UCO Bank?
Shri. Arun Kaul
28.Who is the present Managing Director of United Bank of India?
Smt. Archana Bhargava
29.Who is the present Managing Director of Union Bank of India?
Shri. Debabrata Sarkar
30.Who is the present Managing Director of Vijaya Bank?
Shri. A.B.Shetty
31.Who is the present Chairman of Axis Bank?
Dr.Sanjiv Mishra
32.Who is the present Managing Director of Axis Bank?
Smt. Shikha Sharma
33.Who is the present Chairman of HDFC Bank?
Shri. C.M. Vasudev
34.Who is the present Managing Director of HDFC Bank?
Shri. Aditya Puri
35.Who is the present Chairman of ICICI Bank?
Shri. K. V. Kamath
36.Who is the present Managing Director of ICICI Bank?
Smt. Chanda Kochhar
37.Who is the present Chairman of IndusInd Bank?
Shri. Romesh Sobti
38.Who is the present part-time Chairman of ING Vysya Bank?
Shri. Arun Thiagarajan
39.Who is the present Managing Director of ING Vysya Bank?
Shri. Shailendra Bhandari
40.Who is the present Managing Director of Kotak Mahindra Bank?
Shri. Uday Kotak
41.Who is the present Managing Director of Yes Bank?
Shri. Rana kapoor
42.Who is the present Managing Director and CEO of Development Credit Bank?
Shri. Murali M. Natrajan

Abbreviations

Some Important Abbreviations

1. ATT- Arms Trade Treaty
2. CRIS- Comparative Rating Index for
Sovereigns
3. CFSA- Committee on Financial Sector
Assessment
4. GAAR- General Anti Avoidance Rules
5. GRAIL- Gravity Recovery and Interior
Laboratory
6. GAGAN- GPS Aided Geo Augmented
Navigation
7. IAEA- International Atomic Energry Agency
8. NCTC- National Counter Terrorism Centre
9. NEFT- National Electronic Fund Transfer
10. OCTOPUS- Organisation for Counter
Terrorism Operation
11. PURA- Providing Urban Amenities in Rural
Areas
12. SIMRAN- Satellite Imaging for Rail
Navigation
13. IRDA- Insurance Regulatory and
Development Authority
14. TRAI- Telecom Regulatory Authority of India
15. UIDAI- Unique Identification Authority of
India
16. MNREGA- Mahatma Gandhi National Rural
Employment Guarantee Act

17.AADHAAR card denotes – Unique Identity Number PSL – Priority sector lendingNBFC – Non Banking Financial Company

18. WPI – Wholesale price Index
19. CPI – Consumer Price Index
20. LAF – Liquidity adjustment facility
21. NDTL – Net Deman d and Time Liabilities
22. UCB – Urban Cooperative Bank
23. ECS – Electronic clearing service
24. FSLRC – Financial Sector Legislative Reforms Commission
25.UCIC – Unique Customer Identification Code
26. AML – Anti Money Laundering
27. CFT – Combatting of financial terrorism
28. SME – Small and Mediu m Enterprises
29. CDR – Corporate Debt Restructuring
30. CDS –Credit Default Swaps
31. IRS – Interest Rate Swaps
32. FII – Foreign Institutional Investors
33. RRB – Regional Rural Banks
34. PDC – Post Dated Cheques
35. MSE – Micro an d Small Enterpr ises
36. DCCO – Date of commencement of commercial operations
37. CRAR – Capital to Risk weighted assets ratio
38. IBL – Inter bank liability
39. GDS – Gold deposit scheme
40. CAD – Current account deficit
41. MFIN – Micro Finance Institutions Network
42. IRDA – Insurance Regulatory Development Authority
43. CRMPG –Counterparty Risk Management Policy Group
44. HTM – Held to maturity
45. SLR – Statutor y Liquidity Ratio
46. BC – Business correspondents
47. BF – Business facilitators
48. DSA – Direct selling agents
49.DMA – Direct mar keting agents
50. DRA – Debt Recovery agents
51. ELA – Emergency Liquidity assistance
52. BOP – Balance of payments
53. APBS – AADHAAR payment bridge system
54. FDI – Foreign direct investment
55. MSF – Marginal standing facility
56. FFA – Forward freight agreements
57. BIS – Bank for international settlements
58. BR act – Banking Regulation act
59. MCX – Mu lti commodity exchange
60. PSB – Public sector banks

Heads of important international organizations:-World

1. Who is the president of International Meteorological Organization?
Answer:Alexander Bedritskiy

2. who is the secretary general of Asean?
Answer:Surin Pitsuwan

3. Who is the Director-General of UNESCO?
Answer:Irina Bokova

4. Who is the Secretary General of NATO?
Answer:Anders Rasmussen

5. Who is the President of the European Union ?
Answer:Herman Van Rompuy

6. Who is the head of the African Union Commission ?
answer:Nkosazana Dlamini-Zuma

7. Who is the Executive Director of UN Women ?
Answer:Michelle Bachelet

8. Who is Head of World Health Organization ?
Answer:Margaret Chan

9. Who is the Managing Director of IMF?
Answer:Christine Lagarde

10. Who is the President of the World Bank?
Answer: Jim Yong Kim

Statutory liquidity ratio -SLR

Statutory liquidity ratio refers to the amount that the commercial banks require to maintain in the form of gold or govt. approved securities before providing credit to the customers. Here by approved securities we mean, bond and shares of different companies. Statutory Liquidity Ratio is determined and maintained by the Reserve Bank of India in order to control the expansion of bank credit. It is determined as percentage of total demand and time liabilities. Time Liabilities refer to the liabilities, which the commercial banks are liable to pay to the customers after a certain period mutually agreed upon and demand liabilities are such deposits of the customers which are payable on demand. example of time liability is a fixed deposits for 6 months, which is not payable on demand but after six months. example of demand liability is deposit maintained in saving account or current account, which are payable on demand through a withdrawal form of a cheque. SLR is used by bankers and indicates the minimum percentage of deposits that the bank has to maintain in form of gold,cash or other approved securities.Thus, we can say that it is ratio of cash and some other approved liabilities(deposits). It regulates the credit growth in India
The liabilities that the banks are liable to pay within one month's time, due to completion of maturity period, are also considered as time liabilities. The maximum limit of SLR is 40% and minimum limit of SLR is 23% In India, Reserve Bank of India always determines the percentage of SLR. There are some statutory requirements for temporarily placing the money in government bonds. Following this requirement, Reserve Bank of India fixes the level of SLR. At present, the minimum limit of SLO that can be set by the Reserve Bank is 23% AS ON September 2013 Objectives of SLR: The main objectives for maintaining the SLR ratio are the following:

• to control the expansion of bank credit. By changing the level of SLR, the Reserve Bank of India can increase or decrease bank credit expansion.

•to ensure the solvency of commercial banks. •to compel the commercial banks to invest in government securities like government bonds.
If any Indian bank fails to maintain the required level of Statutory Liquidity Ratio, then it becomes liable to pay penalty to Reserve Bank of India. The defaulter bank pays penal interest at the rate of 3% per annum above the Bank Rate, on the shortfall amount for that particular day. But, according to the Circular, released by the Department of Banking Operations and Development, Reserve Bank of India; if the defaulter bank continues to default on the next working day, then the rate of penal interest can be increased to 5% per annum above the Bank Rate. This restriction is imposed by RBI on banks to make funds available to customers on demand as soon as possible. Gold and government securities (or gilts) are included along with cash because they are highly liquid and safe assets.

What is Inflation?

In economics, inflation is a rise in the general level of prices of goods and services in an economy over a period of time. When the general price level rises, each unit of currency buys fewer goods and services. Consequently, inflation reflects a reduction in the purchasing power per unit of money – a loss of real value in the medium of exchange and unit of account within the economy. A chief measure of price inflation is the inflation rate, the annualized percentage change in a general price index (normally the consumer price index) over time.

Non-Banking Financial Company - NBFC

Non-Banking Financial Company - NBFC

• Non-banking financial companies, or NBFCs, are financial institutions that provide banking services, but do not hold a banking license. These institutions are not allowed to take deposits from the public. Nonetheless, all operations of these institutions are still covered under banking regulations

• NBFCs do offer all sorts of banking services, such as loans and credit facilities, retirement planning, money markets, underwriting, and merger activites. The number of non-banking financial companies has expanded greatly in the last several years as venture capital companies, retail and industrial companies have entered the lending business. 

  what is the difference between a bank and a non banking        finance company?

•  what is the difference between a bank and a non banking finance company? Say for example, what would be the difference between ICICI Bank and Mahindra Finance. Yes, banks and other non banking financial institutions differ in some functional area.
• NBFCs lend and make investments and hence their activities are akin to that of banks.
  
  However there are a few differences as given below:
  
• NBFC cannot accept demand deposits;
• NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself
• NBFC cannot issue Demand Drafts like banks
• Deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs, unlike in case of banks.
• While banks are incorporated under banking companies act, NBFC is incorporated under company act of 1956

Other features of NBFCs are

• The NBFCs are allowed to accept/renew public deposits for a minimum period of 12 months and maximum period of 60 months. They cannot accept deposits repayable on demand.
• The deposits with NBFCs are not insured.
• The repayment of deposits by NBFCs is not guaranteed by RBI.

  Banks are incorporated under banking companies act but while as NBFC are incorporated under company act of 1956....Banks can issue cheques on its name but while as NBFC cannot do so.....Banks can accept deposit from general public contrary Nbfc cannot do the same.

• base rate : Base rate is the minimum rate at which a bank can lend

currunt rates of rbi

Current RBI Rates

S. No	Rates / Reserve Ratios	%	W.e.f
1	Bank Rate	9.50 %	20th September 2013
2	Repo Rate	7.5 %	20th September 2013
3	Reverse Repo Rate	6.50%	20th September 2013
4	Cash Reserve Ratio (CRR)	4.00%	9th February 2013
5	Statutory Liquidity Ratio (SLR)	23%	11th August 2012
6	Marginal Standing Facility (MSF)	9.50%	20th September 2013

 

Explanations :

Bank Rate

Bank rate, also referred to as the discount rate, is the rate of interest which a central bank charges on the loans and advances that it extends to commercial banks and other financial intermediaries. Changes in the bank rate are often used by central banks to control the money supply.

Repo Rate

Repo rate is the rate at which our banks borrow rupees from RBI. Whenever the banks have any shortage of funds they can borrow it from RBI. A reduction in the repo rate will help banks to get money at a cheaper rate. When the repo rate increases, borrowing from RBI becomes more expensive.

Reverse Repo Rate

This is exact opposite of Repo rate. Reverse Repo rate is the rate at which Reserve Bank of India (RBI) borrows money from banks. RBI uses this tool when it feels there is too much money floating in the banking system. Banks are always happy to lend money to RBI since their money is in safe hands with a good interest. An increase in Reverse repo rate can cause the banks to transfer more funds to RBI due to this attractive interest rates.

CRR

Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with RBI. If RBI decides to increase the percent of this, the available amount with the banks comes down. RBI is using this method (increase of CRR rate), to drain out the excessive money from the banks.

SLR

SLR (Statutory Liquidity Ratio) is the amount a commercial bank needs to maintain in the form of cash, or gold or govt. approved securities (Bonds) before providing credit to its customers. SLR rate is determined and maintained by the RBI (Reserve Bank of India) in order to control the expansion of bank credit. SLR is determined as the percentage of total demand and percentage of time liabilities. Time Liabilities are the liabilities a commercial bank liable to pay to the customers on their anytime demand. SLR is used to control inflation and propel growth. Through SLR rate tuning the money supply in the system can be controlled efficiently.

Marginal Standing Facility (MSF)

Marginal Standing Facility (MSF) is the rate at which scheduled banks could borrow funds overnight from the Reserve Bank of India (RBI) against approved government securities. The basic difference between Repo and MSF scheme is that in MSF banks can use the securities under SLR to get loans from RBI and hence MSF rate is 1% more than repo rate.

NASDAQ

The NASDAQ Stock Market commonly known as the NASDAQ, is an American stock exchange. "NASDAQ" originally stood for National Association of Securities Dealers Automated Quotations.^[3] It is the second-largest stock market comparing to official stock exchanges by market capitalization in the world, after the New York Stock Exchange. The exchange platform is owned by NASDAQ OMX Group, which also owns the OMX stock market network.NASDAQ was founded in 1971 by the National Association of Securities Dealers (NASD),

What are Foreign direct investment (FDI)?

Foreign direct investment (FDI) is a direct investment into production or business in a country by an individual or company in another country, either by buying a company in the target country or by expanding operations of an existing business in that country. Foreign direct investment is in contrast to portfolio investment which is a passive investment in the securities of another country such as stocks and bonds.

types of Shares

What are Bonus Shares?

Bonus shares are shares issued by the companies to their shareholders free of cost by capitalization of accumulated reserves from the profits earned in the earlier years.

What are Cumulative Convertible Preference Shares?

Cumulative Convertible Preference Share are a type of preference shares where the dividend payable on the same accumulates, if not paid. After a specified date, these shares will be converted into equity capital of the company.

What are DVR shares?

What are DVR shares? 29 May 2012 at 11:00 am DVR or differential voting rights shares are like ordinary equity shares but with differential voting rights. Shares can have higher or lower voting rights as compared to the ordinary equity shares. However, Indian regulations do not permit companies to issue equity shares with higher voting rights. Hence, Indian DVR shares provide for lower voting rights as compared to ordinary equity shares.

Companies issue DVRs for several reasons such as prevention of a hostile takeover, bringing in a passive strategic investor or dilution of voting rights. DVR investors are generally compensated with a higher dividend rate. This makes the DVRs attractive for retail investors who do not want control in the company, but are looking at the long-term growth prospects.

DVR shares are listed on the stock exchanges and are traded in the same manner as ordinary equity shares, but they mostly trade at a discount, sometimes as high as 30%, due to fewer voting rights.

Tata Motors, Gujarat NRE Coke, Pantaloon Retail, Jain Irrigation are some of the Indian companies that have issued DVR shares.

E.g.: Tata Motors' DVR shares carry voting rights which are one-tenth of the ordinary equity shares. The DVR shareholders are entitled to an additional 5% dividend, over and above the ordinary equity shareholders. Tata Motors DVR are trading at 800 or 36% discount to the ordinary shares, which are at trading at Rs 1,245 (as of 23rd November 2010).

What are equity shares?

An equity share, commonly referred to as ordinary share also represents the form of fractional or part ownership in which a shareholder, as a fractional owner, undertakes the maximum entrepreneurial risk associated with a business venture. The holders of such shares are members of the company and have voting rights.

What are Participating Preference Shares?

Participating Preference Shares are shares where the right of certain preference shareholders to participate in profits after a specified fixed dividend contracted for is paid is given. Participation right is linked with the quantum of dividend paid on the equity shares over and above a particular specified level.

What are preferece shares?

Preference shares are shares in which the owners of the shares are entitled to a fixed dividend or dividend calculated at a fixed rate to be paid regularly before dividend can be paid in respect of equity share. They also enjoy priority over the equity shareholders in payment of surplus. But in the event of liquidation, their claims rank below the claims of the company's creditors, bondholders / debenture holders. In short they get preference over equity shareholders in case of payment of dividends on in case of winding up of the company.